Being prepared is key to navigating life's uncertainties with confidence. This involves having a solid plan for managing unexpected events, such as financial emergencies, health issues, or changes in personal circumstances. Effective preparation includes maintaining an emergency fund, securing appropriate insurance coverage, and regularly reviewing and updating your financial and personal plans. By staying proactive and organised, you can mitigate potential risks, reduce stress, and ensure that you and your loved ones are well-equipped to handle whatever challenges may arise.